An installment loan is a convenient way to borrow money and pay it back over several equal payments. Your payment amount will be an equal amount each time with the potential exception of the last payment. The payment schedule is developed based off the loan amount, interest rate, and number of payments. MaxLend offers customers a variety of products based upon the periodicity of their income. For example customers that are paid biweekly and semimonthly have a 12 payment product, weekly have a 24 payment product and customers that are paid monthly are offered a 6 payment product and all programs are over approximately 6 months. All of MaxLend customers have the option of paying off the loan at any time without any penalties or fees other than the interest owed through the day that they pay off. In the event that the customer wants to make extra principal payments they can on regularly scheduled payment dates. Any additional principal payments may shorten the total number of payments and potentially lower the overall finance charges paid. It is the customer’s choice how long they need the loan for and MaxLend promotes responsible borrowing.

It's easy!

  • Provide a verifiable source of income deposited into your checking account.
  • Have an open checking account that meets our "bank account minimum opened duration" requirements.
  • You need to be at least 18 years old and a United States citizen.
  • Your take-home pay has to meet our minimum income requirements.
  • You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

Your application will be reviewed by our underwriting rules for approval or denial. If you are approved during our usual business hours, one of our friendly call center representatives will contact you within the hour to verify all of your information. If everything goes well, your money will be deposited into your account as soon as possible!

Not long at all. During our hours of operation, we are usually able to contact you by telephone within 5 minutes after we receive your application!

If approved, your money could be deposited into your checking account normally within the next business day.

First-time MaxLend customers can qualify for up to $1,000, and returning customers — MaxLend VIPs — may qualify for up to $1,250!

Your payments will be due on scheduled Payment Due Dates, which generally correspond with your pay dates. Most installment loan products are approximately 6 months in nature however you can pay off in full at any time without penalty.

Yes, you can pay your loan back early without penalty! In fact, prepaying in full may reduce the finance charges you pay.

If you have a Multi-Pay Installment Loan, you can pay the loan in full at any time without any penalties for early payment. If you have a short term loan, paying in full on your due date is the best approach, but we understand that sometimes this isn't possible. If you can't afford to pay the entire balance, MaxLend has options. Contact us at least 3 business days prior to your loan due date to arrange payment towards your principal loan amount. The amount you choose will be debited in addition to the Interest Rate and Underwriting Fee.

Yes! We can email or fax your loan documents to you — just let one of our representatives know your preferences by calling us at 1-877-936-4336.

Absolutely! All the loans we make are transacted on our secure servers and utilize industry standard security protocols. Your non-public information is completely confidential and protected by our Privacy Policy.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.




Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and bank account information
  • account balances and income
  • payment history and credit history


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason MaxLend chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does MaxLend share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes – to offer our products and services to you



For joint marketing with other financial companies



For our affiliates' everyday business purposes – information about your transactions and experiences



For our affiliates' everyday business purposes – information about your creditworthiness



For our affiliates to market to you



For nonaffiliates to market to you



To limit our sharing

  • Call 1-877-936-4336 – our menu will prompt you through your choice(s) or
  • Visit us on the web at

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.


Call 1-877-936-4336 or go to

Who we are

Who is providing this notice?

MaxLend is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.

What we do

How does MaxLend protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does MaxLend collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.



Companies related by common ownership or control.
Our affiliates include financial companies such as other lenders and non-financial companies such as marketing and servicing companies.


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include other lenders and direct marketing companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners can include institutions such as other lenders or marketers.

What will my loan cost?

The interest rate set forth in the pricing grid below is derived from the concept of charging a fee per $100 borrowed per pay period. This method is used to calculate an interest rate on an amortizing loan. Additionally, You can pay your loan back early without penalty! In fact, prepaying in full may reduce the finance charges you pay.

Weekly Pay Period

Bi-Weekly Pay Period

Semi-Monthly Pay Period

Monthly Pay Period

New Customer

Debit via Electronic Debit Authorization (ACH)





Debit via Credit Card





Returning Customer

Debit via Electronic Debit Authorization - Bank Account (ACH)





Debit via Credit Card





Loan Payment Information

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, non sufficient funds fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable laws. For customers having difficulty repaying their loan, repayment plans may be available. For further information please contact our customer service representatives at 1-877-936-4336.