When you need emergency funds, MaxLend is an alternative option to borrowing from payday loan lenders. Installment loans are different than payday loans - while payday loans require you to pay back your loan amount in full on your next payday, instead you'll pay back your loan over installments. Additionally, applying for a loan from MaxLend is just as easy as the typical payday loan application process - fill out our forms online and we'll verify your information over the phone. You can be approved for a loan amount up to $1,250, which we can deliver to your bank account as soon as the next business day! Learn more about why MaxLend loans are the alternative payday loan solution!
Availability and Restriction
You must be 18 years or older to apply. Makes Cents, Inc. d/b/a "MaxLend" ("Tribe") is a lender. There is no cost to use this website. Not all applicants will be eligible for $1,250 loan or even any loan at all. Qualifying for final approval of a cash loan depends on various factors, including income and the state in which you reside. MaxLend does not extend loans to Active Duty Military, their spouses or their dependents. Your supplied information may be verified with any number of independent verification and/or credit reporting companies. The Tribe has elected not to conduct business in the following states: Arkansas, Connecticut, Georgia, Massachusetts, Minnesota, New York, North Dakota, Pennsylvania, Vermont, Washington, or West Virginia. The availability of installment loans in any state is subject to change at any time and at the sole discretion of the Tribe.
Interest (Annual Percentage Rate) APRs.
APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and
the loan origination fees.
Implications of Non-Payment, Late Payments, or Partial Payments
By agreeing to the terms of the loan, you are agreeing to pay back the loan and
pay the principal and various loan fees included in the contract. Failure to pay
back your loan according to the terms of your contract will result in additional
fees and penalties. All non - payment fees and other potential fees will be set
forth in the Loan Agreement, and you should refer to the Loan Agreement regarding
specific non-payment fees.
MaxLend offers Installment Loans with a schedule of set payments. Loans
may be paid in full at any time without penalty. Additional partial payments toward
principal also may be made on any scheduled payment date. Paying off your loan faster
than scheduled may reduce your overall cost of credit.
Credit Report, Credit Score and Impact
Makes Cents, Inc. d/b/a "MaxLend" is a lender and evaluates your information
to determine if you qualify for a loan. Lenders that review your information often
use 3rd party credit reporting agencies to evaluate your information and determine
whether to offer you a loan. Typically, lenders in this industry do not order credit
reports from Experian, Transunion or Equifax, instead relying upon other credit
information repositories. As a result, your credit report may or may not be impacted
based on the particular service used by the lender. We encourage you to monitor
your credit from various credit monitoring services to evaluate your credit score.
You should avoid completing multiple applications on multiple websites to minimize
the impact to your credit score.
Loan Payback Terms and Renewal
We encourage responsible borrowing. The use of installment loans as well as any
loan should be done with full consideration of the costs involved. Review your loan
documents carefully before you agree to the terms of the loan. This site is owned
and operated by the Mandan, Hidatsa, and Arikara Nation — the Three Affiliated Tribes of the Fort Berthold Reservation. Our management team
has over 20 years of experience in online lending and we are members of the Online
Lenders Alliance (OLA) which supports the review and establishment of best practice
standards in this industry. We can be reached by email at CustomerService@MaxLend.com or you can call our loan center at 877.936.4336.
OLA members adhere to the OLA Responsible Lending Policy. OLA’s consumer hotline: 1-866-299-7585.