How to Secure an Alternative Payday Loan & Basic Loan Requirements

It's simple to secure a loan with MaxLend! Ensure that you meet our minimum loan application requirements, then fill out our application online!

1
Take a few minutes to fill out our secure online application. If approved, eSign your loan documents right away!
2
A customer service representative will call to verify your information (or you can call us!). Once your details have been confirmed, we send you a copy of your application by email. Print and save this for your records.
3
Now the part you've been waiting for! MaxLend deposits money into your bank account!

Basic Requirements

Compared to the eligibility criteria for most banks and other traditional lenders, MaxLend's loan requirements are minimal. After we receive your online application and verify that you meet the loan applicant requirement defined below, you can receive your loan funds as soon as today.*

Provide a verifiable source of income deposited into your checking account that meets our minimum income requirements.
Have an open checking account that meets our "bank account minimum opened duration" requirements.
You need to be at least 18 years old and a United States resident.
You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

*Same Day Funding is available on business days where pre-approval, eSignature of the loan agreement and completion of the confirmation call, if a call is required, have occurred by 11:45 a.m. Eastern Time and a customer elects ACH as payment method. Customers who complete this process by 1:30 p.m. Eastern on business days may still receive funds on the same day, but some banks may not disburse the funds until the next business day. Other restrictions may apply. Certain financial institutions do not support same day funded transactions. When Same Day Funding is not available, funding will occur the next business day.

MaxLend, is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Mandan, Hidatsa, and Arikara Nation, a federally-recognized sovereign American Indian Tribe. (the “Tribe”). This means that MaxLend’s loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that MaxLend is not subject to suit or service of process. Rather, MaxLend is regulated by the Tribe. If you do business with MaxLend, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in MaxLend’s contracts, these forums include an informal but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, MaxLend is not subject to suit or service of process. Neither MaxLend nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.